Credit score

a few months ago I was behind on my pay pal credit bill. So I paid a large lump sum and have been making my payments regularly and actually making double payments. I only owe about $200. So this week I get a letter saying my credit has been lowered. No big deal…I don’t use it anyhow. But it also said my credit score lowered. Why now after I’m caught up and paying on time?

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