HELP ME i just opened up my account and was approved for $1500 in paypal credit I have set my funding sources but for the love of god I can not purchase what I want at Target.com or anywhere for that matter. This is so frustrating right before xmas what is going on here. I do not want to call just to get no response on why its not working. Do I need a verified bank account to purhase…. what is the trick here.