I have paypal balance but some places dont let me use it because I do not have a credit card linked

So heres the story! Im not sure if anyone else has this problem , but I am trying to use my PayPal balance that I currently have which is 14$ for buying premium on Spotify, but I cant do that because I dont have a credit card linked. I dont want to link a credit card, is there a way I could link a prepaid/visa/ bank card thats reloadable that I can just have on there so I am able to use my paypal balance? And lets say I can, is there a way I can remove it after and still be able to use my Paypal balance? Thanks, reply ASAP I need help .

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