Is there a way to lend someone money safely with a guarantee to get it back?

Someone I know desperately needs money and I want to lend it to him. But I don’t know him well enough to be sure that he’ll send it back within a month as agreed. Is there any way or any service to “refund” the payment myself if he hasn’t sent it back?


I know donations (for example on Twitch) can still be refunded after 60 days so I would be able to “donate” him the money and refund it after a month if he hasn’t sent it back by then, but is this possible with personal payments aswell? Is there any way to set it up this way? 


Really hope someone can help!

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