plz help me!! where is my money

I bought item from ebay. but that item not work.

So i require to refunds seller. Then they was refund to my oldcard

but i changed newcard before

So i can`t get my money

where is my money?

Ps. When i buy that, I don`t have paypal account.

just used my card number

Plz.. plz..help me

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