was told by contractor that he was willing to open a paypal account so i could use my paypal credit to cover my bill. Also wanted to send sister christmas money. I;m allowed neither. I have a tracphone and that is mine but once ilink bank account it will not verify saying it is not my phone. I owe alot of money and have plent paypal credit to cover it and debts owed with credit left over. Why give me the credit and then not allow me to use it? especially on a bill i owe someone? please help. they say call. i have called 5 times no resalution.