I usually make online purchases using paypal directly withdrawing money from my bank account for the past 4+ years now, however it seems there wasn’t enough funds deposited into my bank account this time around (not knowing).
So I would try again. Repeat this 3 times, still the same result.
Frustrated I would go to the bank and check out what’s wrong.
So I go to the bank they print out my bank statement.
I am in the negative $182.
For some reason paypal is charging me the item cost of $80, plus $40 of an returned item charge, plus an additional $5 for non-sufficient funds fee (bank I think). This happened 3 times or more as I mentioned.
So I deposit some cheques at a teller, which should be instant as its in my bank account this time around.
Sign a deposit record and leave.
Go home, make a payment again for the same item, but STILL same error.
Go on paypal website directly this time, now im in the negative $280.
Im technically paying for the item, paying for a return item charge and an additional non-sufficient funds fee but am not actually getting the product.
I don’t know if this is a bank thing, paypal thing, or the website, but im very confused and frustrated at the moment.
And going back to the same bank branch just at a different location encase the teller made a mistake.