Forced to add card to complete a purchase for The Sims 4 digital copy?

I was really excited that the price was within my PayPal budget (just under $30) but APPARENTLY I can’t get it with that balance alone without being forced to add a **bleep** credit/debit card- WHICH I DON’T EVEN HAVE. PayPal is all I have. No bank, no cards. It’s not even over my PayPal balance budget. It’s several dollars UNDER. Isn’t there a way around this? Or am I going to have to borrow someone’s credit card and risk them getting charged for a simple game purchase I could’ve gotten myself with my balance?

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