How many days or months I can put back to $0.00 and avoid dis-honest fee?

Hello Paypal,

My name is Jonathan R, and I’m a Paypal user for many years since 2012, and my Paypal account status is great satisfaction. This month or next month, I’m going to buy a new laptop for my next year study use and I’m pretty worried about the laptop will be out of stock quickly until Christmas. I’m currently employed, and I will start working casual next month in December 2017. 

Laptop here – http://www.ebay.com.au/itm/4K-6th-Gen-i7-6500U-16GB-256GB-SSD-Toshiba-Satellite-P50W-C-15-6-Laptop-Touch-/162052719482?_trksid=p2141725.m3641.l6368

 

If I buy this laptop with PAYPAL and receive a negative balance in 3-5 days, how many days or months I can put back to $0.00 and avoid dis-honest fee? Otherwise, I can contact Paypal to discuss it or keep watching my purchase until at the end of December 2016.

Best regards,
Jonathan Romer

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