Are eCheques legitimate and can they be used to scam

I’ve received a payment as a eCheque. I’m concerned. The payment shows on my mobile as paid (not pending) its appers 2 or 3 times and then clears to show 1 transaction (on the screen). The buyers address is not confirmed and the transaction statement states that no seller protection is available. 


I am really uneasy about this. I hear of people buying and then stating issues demanding a refund, and then not returning the goods. 


any suggestions?

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